Direct VA Lender

Direct Conventional/ Conforming Lender

In House Underwriting Means Less Hassles

Purchases

Refinancing

30, 25, 20, 15 and 10 Year Conforming Rate

7-23 and 5-25 Conforming Extendable Balloon
(Fixed For 7 or 5 Years; Then Option To Refinance 
For Remaining 23 or 25 Years)
Rates MUCH Lower Than Standard 30 Year Fixed.

10/1, 7/1, 5/1 and 3/1 Conforming ARM

1 Year Conforming Treasury Bill ARM

6 Month Conforming LIBOR ARM

1 Month Conforming or Jumbo LIBOR ARM

Owner Occupied

Non - Owner Occupied

No Doc / Stated Income Programs

Piggy Back Programs (No Mortgage Insurance)

Jumbo Loan Specialist

30 and 15 Year Jumbo Fixed Rate

10/1, 7/1, 5/1 and 3/1 Jumbo ARM

1 Year Jumbo Treasury Bill ARM

6 Month Jumbo LIBOR ARM

1 Month JUMBO LIBOR

COFI ARMS, Several Options

13th District C.O.F.I. ARMS

MANY Mortgage Loan Programs Available

Conventional First Mortgages

USDA Loans

Purchase Money Loans

No Money Down Purchases

Stated Income Loans

No Documentation Loans (Except Credit Report)

Debt Consolidation Loans

FHA Loans

VA Loans

Second Mortgages

Home Equity Loans

Land Contract Buyouts/ Land Installment Buyouts

First Time Home Buyers Programs

Investor Loans

Private Placement Loans

Bankruptcy Buyouts

ALL CREDIT CONSIDERED!

We can probably help and it won't cost you anything to find out -- always in complete confidence.